Scammers keep scamming

The Federal Trade Commission reports receiving 2.2 million fraud reports with consumers losing over $3 billion dollars. With this in mind, let’s review what you need to know to stay safe and protect your accounts.

Baby formula scams

Scammers are preying on desperate parents by setting up fake websites and charging steep prices for formula that never arrives. Others try selling formula on Facebook or other social media channels. Before ordering from an unfamiliar online store, please read these precautions.

What we’ll never ask you for

When you contact us, we will ask you to verify your identity. We will NEVER e-mail, text, or call you and ask you to do this. If you get a communication claiming to be from us, delete the message and block the sender. 

Check in the mail scam

A scammer sends you a check and asks you to send some of the money to a third party. You deposit the check, the funds initially show up in your account, so you think it’s real. Your bank or credit union will then determine it was fake and removes the full amount from your account. The FTC says that more than half of these types of scams involve a job offer or income opportunity.

Got an .edu email address?

If so, scammers are creating email scams to look like it’s coming from your college or university. Before you click or respond, be sure to confirm the email is real.

Fastest way to spot a scam

The easiest way to spot a scam is if someone tells you to pay by putting money on a gift card, requiring you to wire money, or asking you to pay with cryptocurrency. Any of these should tell you to reconsider this transaction or look for a trusted source.

Sign up for alerts in real time

Sign up for the FTC’s Consumer Alerts to stay up-to-date on scams. Scammers work overtime to come up with new ways to steal from you so you must always be diligent!