ProTip: Logging in to Virtual Branch

If your Member Number is less than six digits, you must enter the leading zeroes to make it six digits. Example: If your account number is 12300, then ...
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Virtual Branch is ready to use

Our new Virtual Branch is ready for you to use. Your Logon ID is your HBCU Member Number (as you would have when accessing our old online banking) and your Security Code will be the last four digits of your Social Security number). Hit “Next” and you will be prompted to set up your Personalized Logon ID and Security Code. Within Virtual Branch, you can also set up your new Bill Pay account.

Please read more important details here.


Our checking accounts have no monthly service fees and no minimum balance requirements.


Our Regular Share accounts pay higher dividends than traditional financial institutions and are a smart way to help you build your finances.


Buy a car, pay for some unexpected expenses, or finance your next vacation. It's all up to you!

Credit Cards

The HBCU Visa credit card is accepted worldwide with an interest rate starting at 9.0%.


Huntington Beach
Credit Union

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Gift Cards for Any Occasion

Credit Union Members can use gift cards all year long for gift giving, birthdays, graduations, weddings, anniversaries. Seasonal and special occasion gift cards are available throughout the year.

To order or if you have questions, please call the HBCU at 714-536-6517.

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City of Huntington Beach

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$100 Cash Reward from LMCUR when you buy a vehicle from Carvana