A free account packed with everything you want

Our Checking accounts is totally free of monthly service fees and comes with our exclusive HB Mastercard Debit Card. This free account comes packed with everything you want, including:

  • No minimum balance requirements
  • Free Online Banking and Mobile Banking App
  • Mobile Check Deposit to deposit paper checks from anywhere
  • Mastercard Debit Card with CardHub that lets your turn your card on and off and you can set up real-time text alerts
  • Access to 30,000 surcharge-free  CO-OP Network ATMS across America, including at least 100 in and around Huntington Beach

Make the switch today

Call us at (714) 536-6517 and we'll help you make the switch to free checking with a debit card that lets you show off your HB pride. Not a member? Join online in minutes and open your new checking account, too.

Open account

Traveling outside the US?

You can use CardHub, within our Mobile Banking app, to indicate out-of-area travel so transactions don't get flagged. You can also call us at (714) 536-6517 to let us know so we can place your debit card on travel status.

To qualify for a checking account, you must be a member of Huntington Beach Credit Union and have a Regular Share Account with a minimum $5 deposit. A satisfactory ChexSystems report as well as other terms and conditions apply.