Manufactured Home Loans

Making home possible for everyone

Huntington Beach Credit Union is proud to offer Manufactured Home Loans — affordable and flexible financing especially for HB residents.  Confidently finance your purchase with us at a great rate to have the home placed on your private property or a leased mobile home community of your choice. 

We offer options that many banks don’t, including:

  • Loans for both new and pre-owned manufactured homes
  • Up to 90% financing with fixed rates
  • Terms to 240 months on loans to $250,000
  • Local decision-making for faster answers

Apply Online for a manufactured home loan

About manufactured homes

Manufactured homes have made it possible for many Americans to achieve homeownership for nearly a century, and have always been an affordable way for people to enjoy the benefits of ownership, especially in high-cost housing markets like ours.

Manufactured homes are mobile only during transportation to a home site, and are today built to the highest safety and quality standards as specified by the National Manufactured Housing Construction and Safety Act.

According to a 2022 report from the Manufactured Housing Institute:

  • 22 million Americans live in manufactured homes
  • 9% of new, single-family home starts were manufactured homes
  • Average sales price of new manufactured home in 2021 was $108,100, a fraction of the cost of conventional homes
  • 71% of buyers say affordability if a key driver in choosing a manufactured home

Loans subject to approval. NMLS #770447