Our checking accounts have no monthly service fees and no minimum balance requirements.


Our Regular Share accounts pay higher dividends than traditional financial institutions and are a smart way to help you build your finances.


Buy a car, pay for some unexpected expenses, or finance your next vacation. It's all up to you!

Credit Cards

The HBCU Visa credit card is accepted worldwide with an interest rate starting at 9.0%.


Huntington Beach
Credit Union

is as easy as


Join Today


Refi your ride

Love the car, but hate the loan?

We help members get out of high-cost bank or dealer auto loans and keep more cash or pay off a car sooner. Refinance your existing car at rates as low as 2.49% APR.  If you pay more, you're paying too much.

Call (714) 536-6517 or apply online and we take care of everything.

Gift Cards for Any Occasion

Credit Union Members can use gift cards all year long for gift giving, birthdays, graduations, weddings, anniversaries. Seasonal and special occasion gift cards are available throughout the year.

To order or if you have questions, please call the HBCU at 714-536-6517.

Proudly serving the
City of Huntington Beach

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$100 Cash Reward from LMCUR when you buy a vehicle from Carvana