Member Newsletter

Man surfing at sunset

Earn 3% APY with $2,500 minimum opening deposit

Make 2023 the year you earn more. We’ve significantly lowered the minimum opening balance on our 17-month Surf’s Up CD. Now you can earn 3% APY with as little as $2,500 opening balance. 

  • Funds are federally insured
  • Rate is secured regardless of market fluctuations
  • Open with funds already on deposit at HBCU

Call us at (714) 536-6517, open your account online, or stop by our City Hall branch. Hurry! This is a limited-time offer.


Share this offer with your HB friends, family and neighbors so they can earn more, too!

Do you know about laddering?
Laddering is a proven strategy to earn high yields with the safety of federally insured deposits at Huntington Beach Credit Union. You earn more but maintain flexibility in case rates go up, or if you need funds for unexpected expenses. Learn more about laddering and talk to us today.

17-month Surf’s Up CD Annual Percentage Yield of 3.0% APY is a limited-time offer. Minimum opening deposit is $2,500. Penalty for early withdrawal.


Woman with headphones watching laptop

Free financial webinars built around you

BALANCE webinars are live, online sessions that let you learn from and interact with an expert on today’s most popular financial topics — at no cost to you. 

Read more about upcoming webinars and RSVP for a free seat today:

JANUARY “Basics of Personal Finance”
Thursday, January 19 at 5:30 pm • Register here

Saving money is much easier with a goal in mind. This workshop shows you how to choose the right goals for you, and overcome barriers to achieving them.

FEBRUARY  “Using Credit Cards Wisely”
Tuesday, February 14 at 10:30 am or Thursday, February 23 at 5:30 pm
Register here

A credit card can be a valuable financial tool. However, before racking up big charges on multiple cards, participants should learn smart ways to handle their credit cards and take a disciplined approach.

MARCH “Understanding Credit”
Tuesday, March 14 at 10:30 am or Thursday, March 23 at 5:30 pm
Register here

Many want credit, but how do you get it? This session covers all aspects of becoming an educated credit consumer, including how lenders evaluate for credit approval, factors that impact credit qualification, how credit scoring works, and ways money management today impacts credit standing tomorrow


50 dollar bills folded to resemble a plant

We’re focused on helping you grow your money

No question that with rising costs, getting more for your money is even more important. As your not-for-profit financial institution, we’re focused on saving you money. Here are three ways we could save you money right away:

  1. Paying a fee for checking? If so, switch to our 100% FREE checking account.
  2. Have a variety of bank and store credit cards to pay each month? Consolidating them into one low-cost card with us saves you money and time each month.
  3. Auto loan eating up your budget? We refinance auto loans from other lenders every day for a simple reason  — we can help you keep more cash in your pocket or pay off your loan sooner.

Bottom line: We are here for you to give you the best value and local HB service you won’t get anywhere else. Put us to work for you and let’s make this the year of you.


Variety of kids Storytime graphic for Huntington Beach Library

The best storytime in Orange County

Parenting OC Magazine readers know what’s good for kids and they recently voted Huntington Beach Public Library as having the Best Storytime in Orange County. We’re not surprised and if you’ve attended one of their storytimes, you know it’s wonderful. They offer fun-filled and interactive sessions for kids of all ages, from babies to all-age Family Storytime. We hope you’ll check out their calendar of events and join in on the educational fun.


Keep your account active

If you haven’t used your membership account in the last 12 months the account could become dormant, subject to a $5 monthly fee, and the State of California requires dormant funds to be escheated or turned over to the state.

The good news: It’s easy to stop this from happening. Just reactive your savings account by taking advantage of our money-saving services, including:

  • 100% free Checking Account with exclusive HB debit card and 30,000 free ATMs and free Mobile Banking apps
  • No annual fee, low-rate Gold and Platinum Visa Credit Cards
  • Affordable Vehicle Loans and Home Equity Lines of Credit

You can also make a withdrawal, deposit or other transaction using Home Banking, Phone Teller, or in person. 

We hope you’ll take advantage of the only credit union dedicated to serving HB exclusively.