Member Newsletter

Youth account names

Youth Savings Accounts pay 4% APY

We’re all about helping young members learn to be money smart. We love hearing about kids saving for a bike and then saving for their first car. We’re here to make their money multiply and help them make and reach their savings goals.

Beach City Kids Club

Special savings account for members 12 and younger

A savings account is one of the best ways to teach young kids about money. And a Beach City Kids Club Account is the best way to earn more of it.

  • Pays 4% APY on balances up to $1,000 and 2% APY on balances from $1,001 to $10,000
  • Unlimited deposits at our branch
  • Free Mobile and Online Banking so kids can view account balance

Join Beach City Kids Club

Bonfire Teen Club

Special savings account for teens 13 and older

As kids get older, their savings grow, as do their goals. The best way to help them is our Bonfire Teen Club savings account.

  • Pays 4% APY on balances up to $1,000 and 2% APY on balances from $1,001 to $10,000
  • Free checking account and debit card (with parent/guardian co-owner)
  • Free Mobile and Online Banking for safe and convenient access

Join Bonfire Teen Club

Miss Huntington Beach court at credit union

Proud to sponsor Miss HB Scholarship Program & Pageant

Did you know this important program began in 1904 when a young girl was chosen as “Miss Liberty” on July 4th by the Chamber of Commerce? Since then, the program has evolved to focus on educational goals and community service.

Scholarships for winners are funded by donations from local businesses, charity partners, and people like you. The pageant looks for young women who are confident, poised, career-minded, hard-working, and compassionate. During their term, the court are active within the community, making public appearances monthly at civic and business events.

We were honored to welcome the 2022-23 Miss HB, Katie Chrisman, and her court, Princess Roslyn Brown-Bilyeu, and Princess Coral Gangitano, to our credit union headquarters. We enjoyed speaking with them and look forward to seeing what the future holds for these outstanding young women.

A new court for 2023-24 was just announced: Congratulations to the 111th Miss Huntington Beach Ruby Brown-Bilyeu and her court, Princess Stella Scott, and Princess Lainie Shield.

Woman using smartphone

Send and receive money with Zelle

We have partnered with Zelle to bring you a fast and easy way to send and receive money with friends, family and people you know. With Zelle, you can send money directly from your account to enrolled recipients in minutes, all from the convenience of online banking or our mobile app.

Using your email address or U.S. mobile number, log in to your online banking account or mobile banking app and enroll in Bill Pay. Once your account is verified, return to Bill Pay, scroll down and click on “What else can I do?” link, then select the “Send Money With Zelle” tab.

Get started now.

Keeping ghouls and goblins safe

Halloween is around the corner, so it’s a good time to review some safety tips to make sure it’s a fun-filled time!


  • Only wear costumes labeled flame resistant. If making a costume, use only flame-resistant fabrics
  • Be sure costumes are bright and reflective or add strips of reflective tape to make sure the costume is visible.
  • Consider face painting and hats instead of masks that can obscure vision
  • Give all kids glow sticks or flashlights to be seen by drivers


  • Popular trick-or-treating hours are 5:30 to 9:30 pm. Be especially alert for kids during these hours.
  • Be especially cautious in residential neighborhoods, as kids will move in unpredictable ways
  • Turn headlines on earlier in the day to spot pedestrians from greater distances
  • Enter and exit driveways and alleys carefully, as kids will be crossing them
  • Be extra cautious at intersections, medians, and curbs


  • Be sure you and kids always cross the street at corners, using traffic signals and crosswalks.
  • Use the old rule — look left, right, and left again when crossing the streets and keep looking as you cross
  • Always walk on sidewalks and paths
  • Remind kids to never dart out into street

We want everyone to have a fun Halloween!

Couple using credit card online

The only holiday card you need

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Learn more and apply for your low-cost credit card here.