Loan Skip-a-Payment

Keep cash when you need it

Couple looking at smartphone

Need a little breathing room? That's where loan Skip-a-Payment comes in! Complete this Skip-a-Payment Request to skip one qualifying payment(s) per loan per year. Eligible loans are:

  • Auto loans
  • RV loans
  • Boat loans
  • Personal loans

Complete our Skip-a-Payment Request form or contact us with any questions. Request must be submitted at least 30 days before loan payment due date.

The Skip-a-Pay request offer does not apply to real estate, lines of credit, or credit card payments; Membership must be in good standing; requested loans must be at least six months old and not more than 30 days late within the last year; Interest will continue to accrue and this will extend the term of the requested loan; A $25 processing fee will be deducted per skipped payment and these funds must be available in your HBCU account prior to processing; All payment skips are subject to approval. Please note that if your auto loan includes optional GAP/warranty coverage, their contract restricts payment skips on that loan to one per year and two per the term of the loan.