Debit & Credit Cards
MasterCard Debit Card
This card can be used anywhere the MasterCard logo is accepted with the benefit usage as a credit card. The only difference is the money is taken directly out of your checking account. You are also allowed four ATM cash withdrawals a month at no charge. All points of sale transactions are free.
Visa Credit Cards
This card is accepted world wide. Line of credit available from $500 to $10,000 dollars. No annual fee. Rate are from 9.0% to 11.9%.
Visa Gold
The interest rate for this card is 11.9%. Also has no fee for cash advances.
Visa Platinum
Our Platinum VISA Card is our most elite card for our valued customers. This card has a low interest rate of 9.0%. There is no fee for cash advances. The application is quick and easy.

The fastest and easiest way to manage your HBCU VISA Card
Enjoy the many benefits including:
- Quick access to all your account information online
- Same-day credit for payments made before 5:00 pm ET
- Email notifications that will help you manage your account
- Ability to download transactions to your personal financial software