Credit Cards
Visa Credit Cards
Enjoy worldwide acceptance and low rates that beat the banks. And both cards have:
- No Annual fee
- No Balance Transfer (pay off other card and save!)
- No Cash Advance fee
Visa Platinum
Members love our Visa Platinum for a lot of great reasons:
- Low 11.9% APR (average bank card rate is 17.99%!)
- NO Annual fee
- NO Balance Transfer or Cash Advance fee
- Earn ScoreCard points for every dollar spent, good for gas discounts, merchandise, travel rewards and more. See complete ScoreCard rules here.
- Perks like Purchase Protection, Travel Concierge, fraud alerts and 24/7 account access
Visa Gold
The interest rate for this card is 13.9% APR. A great card for building — or rebuilding — your credit.
Apply for a Visa Card

The fastest and easiest way to manage your Huntington Beach Credit Union Visa Cards
Enjoy the many benefits including:
- Quick access to all your account information online
- Same-day credit for payments made before 5:00 pm ET
- Email notifications that will help you manage your account
- Ability to download transactions to your personal financial software