Earn 4.75% APY on High-Yield Certificate

Earn our highest yield with federally insured protection

Blue box with following text: HIGH-YIELD TERM SHARE CERTIFICATE (CD). 4.75% APY for 4 months. Must be opened with new funds. Limited time offer.

Hurry, this special offer won't last

We're offering a limited time high-yield term share certificate (CD) to help your money make more money. In addition to a high yield, your funds are federally insured and you'll avoid the uncertainties of the stock market.

  • Open with as little as $2,500 in new funds
  • Earn 4.75% APY on our 4-month term

This is a limited time offer so don't delay. You can open your account at our City Hall office or by completing and returning this form.

High-Yield Term Share Certificate earns 4.75% Annual Percentage Yield (4.65% Annual Percentage Rate) as of 5/1/25 and is subject to change. Penalty for early withdrawal. Must be opened with funds not already on deposit at HBCU. Offer limited to first $2 million in deposits.